Maksim Naruta
CEO, Member of the Board
Maksim Naruta is the CEO and a Member of the Board at Zacharias, where he oversees the firm's strategic direction, operations, and key client relationships. With extensive expertise in designing advanced legal and financial structures, Maksim caters to the private banking needs of numerous high-net-worth individuals and families. His professional network spans Switzerland, Europe, and the Middle East, enabling him to deliver tailored solutions in a global context.
Before stepping into his current role, Maksim gained valuable experience across a variety of senior positions at Zacharias and roles in private banking and family offices throughout Eastern Europe. He began his career at Baltikums Bank AS in Latvia.
Maksim holds a BSc in Economics, with majors in Finance and Economics, from the Stockholm School of Economics in Riga and an Executive MBA from the University of Zürich.
Reto Affolter
Chairman of the Board
Reto Affolter is Chairman of the Board at Zacharias AG and has over 35 years of experience across leading financial institutions. After receiving his Master of Arts from the University of St. Gallen, Reto began his career at Union Bank of Switzerland before changing to Clariden Bank in 1993, where he became deputy CFO.
In 2009 he joined ABN AMRO Bank (Switzerland) AG as CFO and Member of the Executive Board. In addition to overseeing the bank’s strategic and operational management, Reto played a key role in the successful sale of the company to Union Bancaire Privée, UBP SA, where he became COO of the Zurich branch and led the integration of two acquired banks. At the same time, he also served on the boards of the two companies.
In 2017 Reto changed to ISP Group Ltd. as Group COO and Member of the Executive Board. Alongside his core responsibilities, he built the Paying Agent Services from the ground up into the Group’s most successful business line. In 2025, he chose to step down and pursue an independent path.
Agne Mild
Head of Compliance & Administration, Director
Agne Mild is responsible for keeping the operations of Zacharias in line with applicable rules and regulations. Her tasks range from monitoring business operations and preventing infractions, to preparing and reviewing internal policies, to researching legal requirements for new initiatives.
She spent the last decade as a private banker at Bendura Bank AG (Liechtenstein) with a focus on institutional clients from Eastern Europe. Due to her intensive compliance involvement during the years, Agne brings to Zacharias both practical know-how and the theoretical knowledge of existing legal frameworks in the financial industry.
Agne started her career 15 years ago with SEB (Skandinaviska Enskilda Banken AB) in Lithuania. She holds a BSc in Management and Business Administration from Kaunas Technology University in Kaunas with specialisation in Financial Management and a MSc in Banking and Financial Management from Liechtenstein University in Vaduz.
Fabrice Tischhauser, CFA
Head of Portfolio Management, Member of the Board
Fabrice Tischhauser is responsible for portfolio management at Zacharias. He specializes in constructing tailored investment portfolios for private clients by integrating both internal and external macro and fundamental analysis. Fabrice expertise extends to alternative asset classes, with a focus on uncorrelated investments and quantitative strategies.
In addition to his current role, Fabrice has held senior positions in private banking, serving as a relationship manager at LGT in Liechtenstein, Deutsche Bank, and Coutts in Zürich. Fabrice is also a partner and chairman of the board at Maiestas Asset Management, where he continues to drive innovation in wealth management and family office services.
Fabrice is a CFA charterholder and graduated from the European Business School in Bordeaux and Münster.
Konrad Andrzejuk
Relationship Manager
Konrad Andrzejuk serves both private and institutional clients, specializing in tailoring investment products and structured solutions. He provides customized advice to meet diverse client needs and offers enhanced compliance support to ensure regulatory standards are met effectively.
Since entering the financial industry in 2016, Konrad has gained valuable experience from roles in front office and compliance departments within Swiss and Liechtenstein banks and asset management firms. His expertise combines financial insight with a strong understanding of regulatory frameworks, enabling him to deliver comprehensive client service.
Konrad graduated from Kozminski University in Warsaw, Poland, with an LL.M. Degree in International Commercial Law.